Electronic Delivery of Documents – Disclosure and Consent
SouthPoint Financial Credit Union
924 Main Street East
Sleepy Eye, MN 56085
This Electronic Delivery of Documents Disclosure and Consent states the conditions for the electronic receipt of documents including periodic account statements, account disclosures and other notices.
These terms and conditions are in addition to those terms and conditions outlined in agreements applying to any account you have with us.
You are encouraged to print a
copy of this document and keep it for your records.
Electronic Delivery of Documents
By consenting to the electronic delivery of documents, you agree that SouthPoint Financial Credit Union (SPFCU) may, but is not obligated to, send any and all of its account documents, disclosures or other notices to you electronically (collectively referred to as “Electronic Documents”).
You have the right to have these records provided to you on paper or in nonelectric form. You can request a paper copy of any record provided electronically or you may elect to withdraw your consent to Electronic Delivery of Documents, free of charge, at any time by calling us at 877-794-6712 or by visiting any branch office or by standard mail at:
SouthPoint Financial Credit
Union
924 Main Street East
Sleepy Eye, MN 56085
The legal validity and enforceability of prior electronic documents will not be affected if you withdraw your consent.
Types of Documents Included and Method of Delivery
Your Consent to Electronic Delivery of Documents applies to all documents that we provide to you in connection with your account activity or services, or requests for other products and services.
Electronic documents may include any information, statements, or disclosures related to any of SouthPoint’s deposit and loan products, or other services associated with your membership account, as well as periodic statements. Electronic documents may also include important information such as, but not restricted to, share certificate renewal notices, non-sufficient funds notices, overdraft protection notices, loan payment notices, Loan Advance Vouchers and Subsequent Action notices, information used for tax purposes, and any other account notifications and disclosures required by the Truth In Savings Act, the Electronic Fund Transfers Regulation E, the Truth In Lending Act, the Privacy Act, the Internal Revenue Service (IRS), or other documents required by Federal or State Regulations.
We will send you notifications to you via e-mail to the last known e-mail address provided by you. You agree to notify us promptly of any change of your e-mail address using the procedures set forth below. If you have not notified us verbally or in writing of any change to your e-mail address, you agree that your failure to provide us with a good e-mail address is the lack of ordinary care on your part, and we will not be responsible for any loss that occurs as a result of this failure. If we become aware that you are not receiving your electronic document(s), we will send your document(s) to you via U.S. Mail to your last address known to us, provided, however, we will have no liability for our failure to do so except as otherwise provided for in any applicable Federal statute.
You will gain access to your statements, disclosures and notices through the use of your Internet-enabled device, your Internet Service Provider, and your SouthPoint Financial Credit Union Online Banking Account & Password, or other secure method.
Electronic documents will be available for viewing & printing for at least 18 months.
Required
Computer Specifications
To receive electronic
statements, your computer will need one of the following web browser
applications:
·
Internet Explorer 10 or Above
·
Firefox
·
Google Chrome
We also recommend that you have
the Adobe Acrobat Reader installed for additional functionality.
Contact Information
You are responsible for ensuring that we have your current e-mail address for purposes of receiving electronic communications. If your e-mail address changes, you must contact us to provide us with updated information. If you fail to notify us of any change in your e-mail address, you agree that we may continue to provide communication to you at the e-mail address maintained in our records.
If you have a joint account owner or other authorized associate on your account as noted and provided in your SouthPoint Account Agreement, your email address may be changed by any authorized party to your account.
Please visit any branch, or contact us in writing at the address above, or by phone at 877-794-6712. Identity verification may be requested for any changes to your account information.
Fee Schedule
SouthPoint Financial Credit Union offers the benefits and convenience of this Service to you free of charge. We reserve the right to update and/or change the fee schedule for this or other services at any time. Members will be provided at least thirty days notification of any changes for fees applicable to this Service.